Composite inheritance
Inheritance without the layers
Every insurer needs variation, but not every product needs a tower of layers. LLMira Suite uses inheritance where it helps and nowhere else: lines of business are merged like blocks into one product, and each product is versioned by changing only the rules that changed.
Inherit only where it helps
We don’t ignore inheritance, and we don’t use it everywhere. A new state or version that changes a few rules inherits the rest. A product that is genuinely different starts clean. There is no fixed tower of layers.
Merge lines of business like blocks
Need Auto and Homeowners together? We don’t make one inherit from the other, and we don’t carry everything across. We snap the two blocks together, with a shared General block for what every policy needs. The result works as a single product, entered in one screen, with rules able to read each other.
Take only what you need
Start from the 60 coverages you sell, not the 400 someone else decided to ship. Each line stays in its own block, so its rules and data are never mixed in with every other line’s.
Version by changing only what changed
Each product is versioned with inheritance. A new version carries only the rules that change and inherits the rest, so a rate change in one state is a small version, not a copy of the whole product. A version is frozen once it is in production, and each policy keeps the exact combination it was written on.
Reuse stays real
Blocks stay small and separate, so a Home block built for one product works unchanged in the next. Products that mix every line together lose that reuse, and the complexity grows with every line added.
Add or override, never delete
A child adds to its parent or overrides one of its rules. It never removes or renames one, so every version stays readable and a new version cannot quietly break an old one.
Learn one piece at a time
An analyst or developer reads one small block, and the workspace shows the combined result with the source of every rule. There is no need to hold the whole tower in your head.
